New blog, Intro (Auto Insurance Basics), Etc.

Hey everyone, for some reason my other blog got deleted. I didn't even do anything wrong (They thought I was putting up a "malicious java code" when I was just trying to put on a visitor counter).  Anyways, here I am starting over, so bare with me.

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Driving without car insurance is illegal in almost all states. Insurance protects you, and others, from financial ruin in the event of an auto accident. In addition, it can come to the rescue if your car is vandalized, damaged by fire or stolen — depending on your policy.


Besides protecting you financially, car insurance is a social responsibility. Driving without insurance or the ability to pay for the damages you cause in an accident puts others at financial risk. That's why all states (except New Hampshire) require drivers to carry liability insurance, according to the Insurance Information Institute (III).

A basic auto insurance policy contains six types of coverage. Depending on where you live, some coverage is required and some is optional. For more, read about the minimum levels of required auto insurance.

Car insurance is comprised of:

 

1. Bodily injury liability
2. Property damage liability
3. Medical payments or Personal Injury Protection (PIP)
4. Collision
5. Comprehensive
6. Uninsured/Underinsured motorists coverage (UM/UIM)
7. Extras, like roadside assistance

 Read the full article here: http://www.insure.com/car-insurance/basics.html