Thursday, November 11, 2010

Are Life And Health Insurance Worth Spending Extra Money On?

Life and health insurance is something that everybody needs. Life can throw many bad things your way that will require coverage. Not having it will be a big mistake for anyone.

That is why you need to understand why life insurance and health insurance is so imperative. Below are the reasons that these two types of insurance are definitely worth the money

1. Unexpected things happen - Life is full of unexpected things happening. You never know when or if something will happen to you and being prepared is essential. The life insurance will protect and help your family if something happens to you.

The health insurance will protect all of you from a lot of problems you don't need. Don't ever assume that nothing will happen to you because this is a big mistake. Making this mistake can cost you everything, literally.

2. Prevents financial ruin - Life insurance will prevent financial ruin for your family. The health insurance will prevent everyone from this very real problem.

You don't want to face financial ruin at any time in your life. You most especially don't want to cause this with your family. This insurance will protect both of you from having to deal with this.

3. Coverage for you - If you should die unexpectedly, the life insurance is going to help your family. You will use health insurance all the time for every day medical coverage.

The time that this insurance will really be worth the money is if you end up with a health condition. For example, if you are told you have cancer, without coverage, you could very easily end up broke.

With the insurance you will get the health care needed without having to go broke to achieve it. Just be sure when you purchase coverage that you get the one that is right for you.

4. Medical expenses are cheaper - There are many times that you may need medical help at some time in your life. Having coverage will make your expenses cheaper. This is something that anyone can benefit from.

Medical problems can happen at any time, so be sure you are prepared. Don't assume you won't ever need it because this can be very costly for you in one way or another.

Now that you can see why life and health insurance are essential, you need to both now. The sooner you have these two types of insurance, the sooner you will be prepared for anything. Don't wait until coverage is needed because by then it will be too late to get it.

33 comments:

  1. I guess it really depends on the situation.

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  2. Short answer: Yes.

    I told my fiance this morning that he has to keep wearing his seatbelt until we get life insurance. Then he can forget about it if he wants - but not before, dammit.

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  3. This is fucking why healthcare reform is so damned important! Damn you crazy americans ruining it for the other americans!

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  4. Agree with this. I just wish that insurance companies weren't so shady.

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  5. Health insurance is important for life :)

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  6. insurance is ALWAYS worth it (even though the price you pay isnt), the security you get is necessary.

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  7. lets do this insurance guy, great site, check mine out sometime

    http://bigpoppasinterestingthings.blogspot.com/

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  8. It def depends on the situation...but I'd say health insurance is more important

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  9. I suppose it's worth it if you live a very risky lifestyle.

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  10. this one piqued my interest the most

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  11. this is a good follow up to your last post

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  12. nice, I'm looking forward to the next one

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  13. great post. life insurance is vital

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  14. Hmm great info man, I dont want to screw over any of my family.

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  15. everyone should have life insurance

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  16. life insurance is very important:)

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  17. From your post I truly understand what both these policy holds. So far I am trying to ignore both these policies because I was thinking that I don't need these option at all at this stage of my life. But now I will do buy both of them as soon as possible. Thanks.
    liability insurance cost

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  18. in general terms not more paying . but if you prefer more options then it must charges more for more protection.

    Illinois SR22 Insurance Quotes

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